If I only drove 5,000 miles per year then I probably wouldn't do any additional warranty or pre-paid maintenance purchases. Well, I'd have to think about the maintenance because, as serbiansizzlean pointed out, the maintenance is supposed to be time-oriented as well as mileage....but the mileage is certainly the real driver. I wouldn't feel bad holding off on an oil change or other fluid service beyond a 6-month recommendation if my miles are low.