Cracked Windshield (non impact) < 500 mi

I happened to start my gx 550 this morning and discovered 2 4inch cracks on the bottom center, then I started driving and used my wipers to clean the windshield and the crack expanded to 1.5 foot. I don't think this was from an impact. I have a warranty but it only covers the windshield repairs which have to be less then 6 inch cracks.
 
I would caution using insurance to replace windshields. Most carriers only allow 2 comprehensive claims a year/every two years. It varies by carrier, state, etc. but could find yourself looking for a new carrier with higher premiums.
Sadly, this is good advice. Even though there is a zero deductible on windshield replacements, it still counts as a claim, and they dropped me after a couple of incidents. Insurance companies, in general, all have the same dreaded policy. Once you enter a claim (glass or non-glass) and even if there is no payout minus the deductible, the claim "counts" and is reported on a national database. And when you get picked up by a new carrier, they will know...
 
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